Washington Car Insurance Calculator

Drivers in Washington must maintain at least 25/50/10 liability coverage on their cars, with optional additional coverage like collision and personal injury protection (PIP), uninsured/underinsured motorist (UM/UIM), or uninsured/underinsured motorist coverage also available. Using NerdWallet’s free calculator can help determine how much car insurance coverage you need as well as which optional coverages might make sense based on your driving situation.

NerdWallet’s tool takes into account several variables that influence the cost of Washington car insurance, including your age, gender and location. Our calculator presents average monthly quotes from top insurers so that you can identify which offer the best price according to your individual needs. It also helps compare financial stability as well as policies as well as customer reviews so you can gauge their reputation.

When shopping for Washington car insurance, it’s essential to keep in mind both your driving history and vehicle history. A poor driving record can have a drastic effect on rates if multiple speeding tickets or DUI are incurred; additionally, having at-fault accidents increases them by 43% so it is in your best interests to keep a clean record at all costs.

Not only can your driving record impact the cost of Washington car insurance, but your credit score and type of vehicle also play a part. Drivers with excellent credit can typically find more competitive rates due to being considered less risky by insurers, while lower credit scores might indicate less payment reliability from customers who may fail to make payments as agreed.

Save on car insurance in Washington by shopping around and bundling policies together. Also save by keeping a clean driving record, purchasing safer vehicles, and taking advantage of available discounts – most top car insurers provide numerous good student and veteran discounts, homeowner discounts, paperless discount options and paperless discount plans for their policies.

Washington’s most costly cities for car insurance tend to be large metropolitan areas with high traffic density, crime rates and accidents than smaller communities. Even so, even in these more costly areas it’s still possible to find cost-effective policy bundles by shopping around and bundling policies together.

Insuranceopedia Explains Washington Car Insurance

Car insurance costs in Washington vary based on your region. To make it easy for you, NerdWallet has compiled data on car insurance rates across Washington’s most populated cities based on average annual liability-only coverage quotes provided by top providers like USAA, GEICO and State Farm; plus smaller regional carriers like Farmers Allstate and AARP.