South Carolina is home to some of the nation’s most treacherous roads, whether due to reckless drivers or severe weather. Due to high car insurance rates in South Carolina, many traffic fatalities have taken place here; yet drivers can still find affordable coverage through MoneyGeek’s South Carolina Car Insurance Calculator if they shop around and compare options using this tool. It will give an estimate of what coverage level will cost according to factors like your age, driving record and vehicle type.

South Carolina requires minimum coverage levels of $25,000 in bodily injury liability per person and $50,000 per accident, as well as $25,000 uninsured motorist property damage coverage. Although these policies offer the least expensive options available to drivers, additional coverage levels such as collision and comprehensive may provide greater financial protection against accidents or severe weather damage repair costs. Drivers with less-than-ideal driving records will pay more as insurers view them as greater risks; even one speeding ticket or DUI conviction can increase rates up to 18%!

Your car insurance premium could be too high depending on the provider, coverage level and number of drivers in your household. Therefore it is wise to shop around and compare quotes from various providers to gain a clearer idea of the coverage you’re getting and its cost, plus which discounts might apply to you.

Life events such as marriage or moving can have a dramatic impact on how much and types of car insurance you need to buy, so taking them into account when making decisions will ensure you purchase policies at a price suitable to you and meet potential changes as they come up. According to our research, here are the companies offering the cheapest auto coverage in South Carolina:

These rates represent the typical fees charged to drivers aged 60+ with an impeccable driving history and newer vehicle. Drivers in their 30s usually pay more, with those aged 16-19 typically incurring the highest expenses.