South Carolina car insurance calculators give drivers an estimate of their coverage costs based on factors like ZIP code, age and driving history as well as coverage levels. Some companies even consider adding another driver as a risk factor – for example adding a teenage driver can increase your rates up to 3.1 times!
South Carolina drivers must carry at a minimum $25,000/$50,000 bodily injury liability coverage per person and accident; property damage liability of up to $100,000; and uninsured/underinsured motorist coverage equal to either or both bodily injury and property damage liability limits. There are various other policies available for drivers in South Carolina such as comprehensive and collision coverage which provide vehicle repair in cases when one driver caused an accident (subject to an applicable deductible) as well as coverage that protects from non-collision incidents (subject to an applicable deductible).
Car insurance quotes vary significantly among drivers in South Carolina. Annual premiums for full coverage typically range between $965 and $1,532, so drivers should use an insurance calculator to identify their coverage needs and which companies provide value for their dollar.
A recent WalletHub study identified American National as being one of South Carolina’s least costly car insurers, providing policies for 35-year-old drivers with clean records for approximately $45 monthly on average. State Farm, GEICO and USAA also offer competitively priced policies in South Carolina.
Insuranceopedia Explains South Carolina Car Insurance
In South Carolina, the Department of Insurance regulates insurance regulations and laws across the state. Consumers with questions or grievances against their car insurer can reach out directly to this entity.
Drivers can reduce the cost of car insurance by making larger down payments and reducing deductibles, adding discounts such as safe driver or good student, or doing annual reviews to ensure they only pay for what is necessary.
ValChoice provides drivers with an online comparison tool to easily compare car insurance quotes. This free service helps drivers obtain personalized estimates from top-rated providers. Simply input personal details such as driving record and home address into the calculator; once done you may answer further questions to further narrow your options and determine which will meet their needs best. By providing more information in the calculator, the greater your chance is of securing an excellent policy deal on car or homeowners insurance policies.