South Carolina Car Insurance Calculator
South Carolina’s average car insurance prices average $524 annually for minimum coverage and $1,532 for full coverage – below both national averages. However, individual premiums will depend upon many different factors including location, age, driving record and types/limits of coverage chosen – such as Jerry to quickly locate personalized rates from top carriers!
As is true of most states, your driving record can play an instrumental role in how much car insurance costs. Drivers with impeccable records typically pay less than those who have had accidents or traffic violations on their record; one speeding ticket alone could raise your annual premium 18 percent; while an alcohol related driving conviction can boost it even further to as much as 96 percent!
Other factors affecting car insurance rates include your credit score, type of car driven and annual mileage. Your gender, marital status and education level also have an effect on cost. Adding teenage drivers can significantly raise premiums; as they lack experience behind the wheel and are more likely to get into accidents than older, more experienced drivers. But after they gain more driving experience and prove they’re safe drivers their premiums should eventually drop.
As an indication of how your individual driving history and other personal details will impact car insurance premiums in South Carolina, this table displays average annual rates across various age groups in South Carolina. Please keep in mind that these estimates are calculated using driver profiles collected through WalletHub research; your actual rates may differ significantly.
No matter your driving record, it is wise to compare quotes before making your selection. South Carolina boasts some well-known national car insurers like GEICO, Allstate and State Farm as well as smaller regional providers like Erie and Alfa that may offer cheaper rates than their national competitors. Also keep in mind their customer service quality as well as ease of submitting claims when considering which provider best meets your needs.