Utilizing the Ohio Car Insurance Calculator will give you an accurate idea of how much car insurance costs in Ohio. This tool takes various factors into consideration such as driver age, coverage selection and credit score – giving you more insight into whether your policy meets both your budget and needs. Ohio drivers can expect to pay slightly above national average but less than in many other states.
Ohio car insurance coverage averages an annual cost of $1,029. This figure is 34% below the national average. One key factor influencing Ohio’s premiums is age; younger and less experienced drivers are typically considered riskier by insurers and tend to pay higher premiums than more experienced older drivers. Other influences on premiums can include driving record, credit score and vehicle type – for instance insuring a BMW will cost more than insuring a Ford F-150.
MoneyGeek reports that adding a teen driver to an Ohio insurance policy can cause premiums to jump up by up to 3.1 times, depending on their credit score and age. Conversely, those with poor credit are seen by insurers as riskier. Insurers usually offer lower premiums for drivers with excellent credit.
Insurers also take into consideration the type of vehicle a driver insures as certain models are more expensive to repair or replace than others, and are also more prone to theft than others. A driver’s location can have an effect as well due to crime rate, traffic statistics, or demographics of their city or region.
Ohio offers numerous providers of car insurance. Some of the more cost-effective providers include Geico, Westfield and Allstate; alternative options include State Farm, Erie and USAA for military members and their families who require car coverage. No matter which provider you decide on, it is always wise to compare multiple quotes before making your choice. An online comparison tool such as ValChoice makes this process simple. This tool allows you to enter personal, driving and vehicle data into a database and will display results from multiple top-rated providers – an easy and fast way of finding Ohio car insurance! Use of this tool can help you quickly narrow your options, save time, and energy while being completely free to use. Simply provide some information and receive quotes from multiple providers within minutes! Before selecting a company, take time to read reviews and ratings as well as compare benefits of each policy in order to select one best suited to your unique requirements. This process is quick, easy and entirely confidential so if you’re ready to compare car insurance quotes click below!