Montana Car Insurance Calculator

With breathtaking mountain scenery and rich mining history, Montana provides no shortage of things to see and do. Unfortunately, Montana’s treacherous roadways contribute to higher-than-average vehicle fatalities; thankfully Montana car insurance rates tend to be cheaper than their national average due to minimum coverage requirements in place in this state.

Montana car insurance rates depend on a range of factors, including your age, driving record, credit score and location. To find out how much Montana auto insurance should cost you quickly and easily compare quotes via one of many available online resources.

USAA provides a comparison tool that quickly delivers Montana car insurance quotes within minutes, while State Farm also offers free quotes that will outline type of coverage and expected premium payments – making it easier for you to choose an insurance plan that is the most cost-effective fit for you and your budget.

Montana car insurance premiums depend on how much coverage and limits you purchase and select, including liability coverage limits that cover other people’s expenses when you cause an accident. Montana requires at minimum $25,000 of bodily injury per person coverage; $50,000 for bodily injury to two or more persons coverage and $20,000 of property damage liability per accident as minimum limits; selecting higher limits will increase your rate slightly.

Consider selecting a higher deductible on your Montana auto insurance to save money; however, do this only if you are willing to accept greater out-of-pocket expenses in case of an accident; otherwise stick with minimum required levels of coverage.

As well as comparing Montana car insurance quotes, you should shop around for discounts that could apply. These could include being a student driver, safe driver, senior citizen or homeowner. Furthermore, consider cutting mileage or increasing coverage limits to save on Montana auto insurance premiums.

Careful consideration when purchasing Montana car insurance will ensure you pay the lowest possible rates. By researching options and comparing policies, it should be easy to locate affordable coverage to protect both yourself and your family while visiting Montana’s picturesque mountains, scenic byways, thriving cities or Yellowstone National Park. USAA can assist in helping navigate Big Sky Country with competitive rates and exceptional customer service – get your free Montana car insurance quote now.