When it comes to car insurance in Colorado, various factors play a part in your rates. Your age, driving record and credit score all play an important role. These can change over time so it’s wise to shop around for the most competitive quotes.
Finding affordable auto insurance policies in Colorado is possible using our car insurance calculator, which will allow you to estimate your coverage cost and locate companies offering attractive rates.
Estimating Costs for Different Driver Profiles
Our car insurance calculator takes several factors into consideration when estimating your costs, such as your vehicle type, location, driving frequency and age.
Young drivers that are new to a state will likely face higher car insurance rates; however, investing in an effective policy could still save hundreds of dollars over time.
WalletHub’s Best Auto Insurance Companies in Colorado
The top car insurers in Colorado strike an ideal balance between affordability and quality service, according to consumer ratings and reviews. In order to determine the top insurers, WalletHub conducted an in-depth evaluation of over 30 of Colorado’s biggest insurers based on consumer feedback.
As part of our analysis, we also considered how much a policy would cost if additional coverages such as collision and comprehensive were added – these add-ons can help reduce total coverage costs significantly, especially in regions with high rates of theft and weather damage.
Addition of Teen Drivers Before adding a teen driver to your policy, it is crucial that you fully assess their driving record and any prior accidents they have been involved in as this could drastically impact premium costs.
Whenever adding a teenager to your policy, it’s wise to compare multiple carriers for the best rate. Insurance providers tend to charge more for teenagers so it pays off to shop around for lower premiums.
Bad Driving Records Can Increase Premiums
A driving history that includes accidents, tickets and violations can make finding affordable car insurance harder in Colorado. Insurers take this information into account when calculating premiums; often multiplying it by at least two.
One effective strategy for lowering Colorado car insurance premiums is selecting a carrier offering discounts for safe driving programs such as defensive-driving courses or driver improvement programs, which can help maintain a clean driving record and thus resulting in lower future premiums.
DUI in Colorado
Being charged with DUI can increase your auto insurance rates significantly; depending on the severity of your violation, you could find yourself paying 101% more than someone without tickets or violations.
After being charged with DUI in Colorado, for those looking for affordable car insurance policies with good customer service and risk mitigation features. Check out our list of companies offering low-cost policies tailored to those who have previously been charged with DUIs.