Car insurance calculators offer estimates of Florida car insurance based on your personal information, making it possible to compare costs across different companies and policy options before selecting one plan. Online calculators save both time and money as they can give personalized quotes within 10 minutes. Besides car, homeowners, motorcycle, and boat coverage costs can all be calculated.
Florida car insurance rates depend on several key variables. They include whether or not a teen driver is added to your policy, credit score and coverage levels – each insurer takes these elements into consideration when setting premiums, but each situation may vary according to an individual’s situation.
There are various strategies you can employ to bring down the cost of Florida car insurance rates, including improving your driving record, decreasing coverage amounts or switching vehicle types. Furthermore, discounts and savings opportunities may be found by shopping around at top-rated insurance providers.
Florida law mandates minimum property damage liability coverage of $10,000 and bodily injury coverage per accident at minimum, though experts often suggest purchasing higher limits to ensure maximum protection. Common additional coverages include collision and comprehensive. Furthermore, drivers have the option to select either stacked or unstacked uninsured/underinsured motorist (UM/UIM) coverage: Stacked policies allow up to $500,000 of uninsured/underinsured motorist coverage per vehicle insured on one policy while unstacked limits are limited by liability limits listed on a policy.
Florida car insurance rates depend heavily on several other key elements, including your type of vehicle, your age and number of at-fault accidents or traffic violations on your record. Your choice of vehicle also plays a part; certain models offer better safety ratings and repair costs than others. Furthermore, where you live may also play an effectful factor as certain cities are more prone to accidents or crime.
MoneyGeek’s auto insurance calculator is an easy and quick way to quickly assess Florida car insurance rates in your area. Answer a few simple questions and get personalized quotes from top carriers within 10 minutes!
WalletHub conducted research of more than 30 car insurers to identify those that offer an optimal combination of affordability and customer service. Of those identified, five car insurers made our list: