The Connecticut Car Insurance Calculator can give you an accurate estimate of how much auto insurance will cost in this state. It provides quotes from various companies so you can compare them side-by-side to find the most competitive rate.
Connecticut’s car insurance rates tend to be higher than other states, but you can save if you take time to shop around and compare offers. Your cost of policy will depend on a variety of factors such as your driving record, age and what type of protection you require.
No matter if you need cheap minimum coverage or full coverage, our CT auto insurance calculator will help find the ideal balance of price and coverage. The most affordable insurers in CT are Geico, USAA and State Farm.
What You Should Know about Connecticut Auto Insurance
In order to drive legally in Connecticut, you need a valid driver’s license, proof of insurance and a car that meets state safety standards. Liability insurance should also meet minimum limits set out by the state – $25,000 per person and $50000 per accident for bodily injury liability as well as $25000 per person and $50000 per accident for property damage liability claims.
Consider uninsured motorist and medical payments insurance to safeguard yourself in case a driver without insurance injures you. These policies can cover medical expenses if there are injuries sustained from an accident with an uninsured driver, and may even shield your car against theft by another driver.
Receiving a DUI not only adds points to your driving record, but it can have severe repercussions for auto insurance rates as well. Thankfully, Travelers is one of the few companies offering low-cost full coverage car insurance policies for drivers who have been arrested for DUI.
On average, speeding tickets will increase your insurance costs by 15%. To save money, consider negotiating the fine with the company or paying in cash.
If you’re a military veteran, USAA may offer cheaper rates to eligible customers. This company has an exemplary record for customer service and provides numerous benefits like car insurance and retirement planning.
In Connecticut, purchasing your car insurance online is both secure and convenient. It offers you a fast, secure way to compare quotes and purchase a policy at your leisure.
The Connecticut DMV provides an array of online services, many of which can be completed from your home or office. These include vehicle registration, driver’s license renewal and ownership transfers.
Your Connecticut Car Insurance Premium Is Hiking
Car insurance premiums in the state of Connecticut have gone up due to rising healthcare expenses, supply chain problems and an uptick in traffic fatalities. Furthermore, severe weather events like hurricanes or flooding have become more likely in recent years due to these rising risks.