Car Insurance Calculator Maryland
The average cost of car insurance in Maryland is currently $1,305 annually and depends on a variety of factors like your age and driving history as well as location. Our Maryland car insurance calculator makes getting an estimate easy with detailed breakdowns showing each factor’s effect on premiums.
Driving record is one of the primary considerations when calculating Maryland car insurance rates. Any accidents or moving violations on your record could significantly raise premiums; however, most violations don’t stay on there forever and after some years you could potentially get lower premiums again.
An excellent credit score can save you money on car insurance premiums. In Maryland, drivers with excellent credit pay approximately the same as those with good credit for full coverage; those with poor credit could see their rates jump as much as 63% above state average rates.
Your vehicle type also plays a large part in your Maryland car insurance rates; for instance, insuring a Toyota Camry may be cheaper than covering a Ford F-150. Furthermore, consider how much money you’re willing to put toward coverage; having adequate protection is crucial, but don’t pay more than necessary on unnecessary coverages that you won’t use!
As in most states, driving without car insurance in Maryland is illegal and subject to both financial and legal consequences should you get into an accident. Luckily, Maryland boasts a low uninsured rate with plenty of affordable options available for those wishing to purchase auto policies.
Along with purchasing liability insurance, it might also be wise to acquire medical payments coverage (also known as MedPay). This coverage pays for your costs related to an accident regardless of who is at fault and should also consider purchasing uninsured/underinsured motorist coverage to protect from those driving without coverage or having inadequate protection.
Our Maryland car insurance calculator can help you quickly find the ideal auto insurance rates to suit both your budget and needs. Simply input driver and vehicle details, as well as coverage needs, to obtain an instant estimate of Maryland auto insurance premiums. Plus, compare quotes from top providers like USAA, GEICO, Travelers and State Farm before committing to one policy; our millions of users have discovered cheaper rates through us so start comparing now to save.