When it comes to shopping for insurance, you’ll want to make sure you’re getting the best rate possible. That means comparing prices from different insurance providers. It’s best to get quotes from at least three to five companies, and then narrow down the list to the one that’s most affordable. While shopping for insurance can be a tedious task, it’s important that you have adequate coverage for your vehicle.
Farm Bureau
The Farm Bureau offers standard discounts to members, and these rates are often lower than national averages. Members can also take advantage of its advocacy programs, which can lower their premiums. As an added bonus, Farm Bureau offers a program called Driveology, which rewards drivers who drive safely. To participate, drivers can wear a small device while on the road, which can reduce their premiums by up to 30%. Another program is called the SafeRide Rewards program, which offers discounts for safe drivers.
State Farm
When calculating the price of car insurance, one of the first things insurers take into account is age. While the cost of car insurance for younger drivers is high, it gradually decreases as the driver ages. However, the cost of car insurance for teens is double that of drivers in their late 20s and early 30s. If you’re looking for a cheap car insurance quote for teens in Arkansas, the State Farm car insurance calculator may be just the right tool for you.
USAA
If you’re looking for the best deal on auto insurance, USAA is one of the top choices. Its SafePilot program, which is available in most states, can save you as much as 30% on your policy. The free SafePilot app monitors your driving habits and helps you to make safer choices. It also helps you to reduce your risk of accidents and claims. Signing up is free and you’ll receive a discount of up to 10% on your insurance premium.
Root
The Root of Arkansas car insurance calculator gives you the ability to calculate how much you can save on your car insurance premiums. Most insurance companies base rates on your demographics and driving habits, but Root has eliminated those assumptions. It is also very simple to use.
Root Auto Insurance
Unlike many other car insurance companies, Root offers a usage-based insurance plan, which means that you can save money on your insurance policy as long as you’re a safe driver. Besides the usage-based insurance plan, Root also provides discounts to safe drivers. Drivers in 22 states can take advantage of this offer.
Farmers
Farmers is a leading auto insurance provider that has several different types of policies. In order to get a free Farmers car insurance quote, you need to enter some basic information. This includes the model of your car and the approximate daily mileage you drive. Farmers also offers accident forgiveness. For three years following an accident, they will waive the cost of a new policy, providing that the driver stays with the same insurance provider.
Nationwide
One of the best ways to lower the cost of your Arkansas car insurance is to compare rates. Many insurance companies base the rates they offer on your driving record, age, and gender. Having a clean driving history is a big plus for insurance companies, as it means you are less likely to file insurance claims. However, different companies use different factors to determine premiums.