Car Insurance Calculator
Washington state requires all drivers to have a minimum amount of liability coverage. Furthermore, drivers have the option to purchase additional types of protection such as collision and comprehensive coverage – commonly referred to as “full coverage.” These policies offer extra safeguards in case an accident, theft or vandalism occurs and you need additional financial protection.
When selecting a policy, it’s essential to take into account your needs and budget. Furthermore, it may be beneficial to compare car insurance companies before making a final decision; this way, you can locate an affordable level of protection that also provides reliable service.
Washington state law requires drivers to carry a certain amount of auto insurance, and many opt for more than the state minimum. This may be beneficial if your car has high value or you want additional protection in case an accident occurs.
Get a free quote from an award-winning insurer by entering your zip code and providing some basic information about yourself. For instance, entering your age and driving history will provide rates from the state’s top insurers.
Rates in Washington state differ by driver, and even a single speeding ticket can significantly raise your premium. Getting into an accident or driving while under the influence (DUI) also has the potential to raise rates significantly.
Calculating car insurance prices in Washington requires comparing quotes from different carriers. While this can be a time-consuming task, it’s necessary to find the most budget friendly coverage options available to you.
How to Find the Lowest Car Insurance in Washington
Drivers can save a considerable amount on their auto insurance by taking advantage of discounts offered by various carriers. These may include multi-car discounts, student driver discounts, defensive driving courses and more – making it possible to find the most cost effective policy available for them.
Some discounts are exclusive to certain types of coverage. For instance, a multi-car discount is only applicable if you drive a vehicle with multiple drivers on the policy.
Other discounts may be available for things like driving safely, using a seat belt or installing an anti-theft device on your vehicle. Each of these can lead to lower premiums so make sure to explore them and apply for them before buying your next insurance policy.
Those seeking to protect their families and themselves from accidents should consider personal injury protection (PIP). This type of coverage pays for medical expenses or lost income caused by an accident that you were at fault for.
You may choose to pay a higher deductible in order to reduce your premiums. For instance, you could choose $1,000 as your deductible and pay 120% less for car insurance in Washington than with a $500 deductible.
If you opt for a higher deductible, make sure you have enough cash saved up in case an unexpected expense arises due to an accident.