Washington requires all drivers to carry car insurance. Drivers can find affordable coverage by shopping around, taking advantage of discounts, increasing deductibles and bundling policies with other providers. Insurers like PEMCO and GEICO offer competitive rates across a range of driver profiles; however they may not always offer the lowest rates in every part of Washington.
Drivers looking to save money can purchase minimum car insurance coverages such as bodily injury liability and property damage liability, while those looking for extra financial protection might consider adding comprehensive or collision coverage as additional options (these coverages may overlap with liability).
Drivers have multiple choices when selecting their policy type and deductible level, as well as which additional coverages they want included in their policy. Popular options are Personal Injury Protection (PIP) and Medical Payments Coverage (MedPay), both designed to cover expenses related to injuries regardless of who caused an accident; uninsured/underinsured motorist coverage provides financial relief in cases when struck by someone who lacks sufficient insurance.
Driving records play an integral part in Washington car insurance rates. Drivers with at-fault accidents, speeding tickets or DUI convictions tend to pay more for coverage. Safe drivers in Washington can save money on car insurance by avoiding these types of incidents and practicing safe driving habits.
Age plays a key role in Washington car insurance rates. Young drivers, especially teenagers, usually pay the highest rates but these costs should decrease over time as they gain experience and demonstrate safe driving practices. Young drivers can save money by being good students, driving a reliable vehicle or participating in a telematics program which rewards good behavior.
Urban areas typically incur higher insurance premiums due to greater traffic and congestion, increasing the likelihood of accidents. But drivers in urban areas can save on car insurance by shopping around for coverage at different providers and taking advantage of discounts available – not forgetting keeping a clean driving record!
USAA provides military members and their families with low rates for car insurance policies, while still receiving high praise from customers due to its service quality and affordable rates. Although not eligible for J.D. Power’s customer satisfaction rankings, USAA still receives many accolades from customers due to their great customer support service and affordable rates. USAA car insurance not only offers competitive car insurance rates, but they also offer various other benefits to active and retired members of the military. Learn more by reviewing our USAA car insurance review! State Farm, Allstate and Farmers all offer highly competitive rates for drivers in Washington State. You can use the tool below to compare quotes from these three insurers by entering your address and whether or not you would like to include your vehicle in your comparison. You can then select its year, make and model.