Idaho Car Insurance Calculator

The state of Idaho requires drivers to carry at least the bare minimum in liability car insurance to cover other drivers’ damages in an accident, but many opt for full coverage to protect themselves financially if ever involved in an incident. Comparing rates before making your choice can help determine how much your ideal policy should cost; use this Idaho car insurance calculator as a resource to do just that!

At times it can be beneficial to increase your deductible, get married and bundle policies to bring down car insurance premiums. Other factors that contribute include age, gender and credit score – some you have control over like driving history and claim history; other influences could include location or occupation.

An Idaho DUI will increase your car insurance rates; however, you have some control over which company and rate plan to work with post-DUI. Some excellent providers for drivers with DUI include USAA, Farmers and Auto-Owners as they offer excellent customer service along with competitive full coverage car insurance prices.

Idaho state laws define full coverage as liability coverage combined with collision and comprehensive policies, helping pay for both damage to yourself in an accident as well as losses due to theft of personal or property losses. On average, full coverage policies cost $832 annually in Idaho.

Save money with defensive driving courses, which can often be completed online. Reduce your monthly bill by dropping unnecessary coverage such as roadside assistance and towing, or by reducing your deductible amount. Also ensure you always make timely payments of premiums as this could cause gaps in coverage that increase rates significantly.

Boise, Meridian and Eagle have some of the highest car insurance premiums in Idaho while Idaho Springs and Nampa offer some of the cheapest coverage rates. Entering your zip code into our Idaho car insurance calculator allows you to compare car insurance quotes from multiple providers for free – each provider calculates rates differently based on different risk factors (for instance one might take into account your driving record while another might focus more heavily on credit score) so comparison shopping for coverage should be done regularly using NerdWallet’s car insurance calculator! Ideally this should be done once annually using our calculator!