Maine requires drivers to have auto liability insurance before driving legally, with insurers often taking into account factors like driving history, gender, credit score and age when setting premiums. Therefore, similar coverage from different providers may cost differently; so it’s essential to compare rates when shopping for car insurance; there are numerous methods in Maine available for doing this, such as searching local insurers and using comparison tools.

For our analysis of Maine car insurance providers, WalletHub conducted an in-depth comparison between 30 of the largest providers that offer auto coverage in Maine. We took into account each company’s price, customer service reputation, financial stability and other important criteria such as discounts for good drivers, students seniors and veterans. Auto-Owners offers the lowest average full coverage rate with Geico and State Farm also considered among their cheapest options.

While your driving history and credit score play the largest roles in determining car insurance rates, your credit score also has a tremendous effect. Drivers with poor credit can often see their car insurance premiums double when switching providers; every insurance provider also uses different measures when assessing credit.

Other factors affecting auto insurance rates include your car’s make and model, its annual mileage, additional coverage such as collision or comprehensive, and whether or not it’s paid up front and paperless. You could save money by making payments early, bundling policies together or going paperless.