If you’re looking for the cheapest car insurance rates in Virginia, you’ve come to the right place. There are many factors to consider in determining the most affordable policy. Your driving record, gender, marital status, annual mileage, and age can all affect the price of your policy. But, there are also factors that are out of your control, like your driving habits.
Geico
Geico is the most affordable car insurance company in Virginia. They have one of the lowest prices per month and the cheapest full coverage insurance rates per year. For full coverage, drivers in Virginia can expect to pay approximately $327 a month or $555 a year, excluding discounts.
ALFA
When choosing a car insurance plan, it’s important to take a few things into account before making a decision. First, you should consider the type of coverage you need. Comprehensive coverage will cover your car in the event of an accident, while collision coverage covers damage to your vehicle in the event of a crash. This type of coverage will protect you in the event of a collision with another vehicle, even if you weren’t at fault for the accident. It also pays out if you hit a mailbox, a tree, or a deer.
Erie
The Erie Car Insurance Calculator is an online tool that will help you determine the best coverage for your budget. It offers competitive rates and covers a wide variety of coverages. In addition, it offers rate-lock and extended coverage options.
Farm Bureau
Whether you’re looking for a new car insurance policy or you’re already covered, the Farm Bureau car insurance calculator can help you find the best policy at the best price. In addition to comparing rates and coverages, you can also add optional coverage riders to your policy.
Usage-based insurance
In Virginia, you can save money on car insurance by enrolling in a usage-based program. This type of policy factors in the number of miles you drive and your driving behavior. Many insurers offer discounts to those who enroll in this program. The exact discounts you qualify for will vary by company.
Uninsured motorist fee
In Virginia, the minimum amount of insurance required by law is similar to that required in other states. However, drivers who have no insurance may be charged a $500 uninsured motorist fee if they are involved in a car accident. This practice is not recommended and can lead to serious consequences. It is more prudent to increase the liability limits on your car insurance policy instead of opting for the minimum coverage.