As part of your vehicle shopping process, it’s essential that you consider all associated costs – from gas and maintenance costs to insurance premiums – when selecting your next vehicle. There are various tips available to assist with estimating car insurance payments.

Many factors influence your insurance rates, including age, driving record and where you reside. Furthermore, the type and amount of coverage chosen can also have an effect on it.

An auto insurance estimator can give you an approximate idea of your policy’s total costs, though actual rates will likely differ. To get an accurate estimation, compare quotes from multiple providers; it’s particularly wise to shop around when looking for major discounts such as bundling policies together or safe driver credits.

Other factors that can have an effect on auto insurance estimates include safety features in a new car such as anti-lock brakes and airbags, or choosing a lower deductible amount before your coverage kicks in on claims. Experts advise selecting an amount you can comfortably pay in case you do need to make a claim.