Are You A Driver In Washington Looking for Cheap Car Insurance? Look No Further The Washington Car Insurance Calculator can help Washington drivers get the best possible deals on coverage based on factors like their age, driving habits and claims history. In addition, discounts may be available based on things like bundling home and auto policies together as well as meeting academic achievements or paying your premium on time.
Washington state law mandates drivers carry auto liability insurance in an amount not less than $25,000 per person and $50,000 per accident with limits set for property damage of no less than $10,000 for personal injuries and $25,000 per incident for total accidents.
Add on optional coverages such as uninsured motorist and personal injury protection (PIP). PIP covers medical costs in an accident regardless of who caused it.
Shopping around for Washington car insurance rates from multiple providers will ensure you find the cheapest policies from top insurers that suit your individual needs and requirements. Compare online quotes now to start shopping!
Some of the main factors that may cause you to pay higher insurance premiums include changing risk profiles, accidents and violations on your driving record. Furthermore, bad credit score, smoking or living in high-risk areas could all have an effect on premium costs.
Your driving record can have a dramatic impact on your insurance rates in Washington. Receiving multiple speeding tickets, DUIs or other violations could significantly raise your premiums.
Washington drivers typically experience an increase of at least 20% in premiums if they get a DUI, since it demonstrates to insurance providers that you pose more of a risk.
Other elements that could impact your auto insurance rate in Washington include the type of car you drive, where you live and how you use your car. Cities tend to experience more traffic and crime and thus tend to cost more for insurance than rural areas.
A quick way to lower Washington car insurance costs is to reduce coverage amounts and types, raise your deductible amount or seek discounts from insurers. Some even offer multi-policy discounts which could further lower rates.
There are also plenty of other ways to lower your Washington auto insurance cost, with experts suggesting comparing insurance quotes from at least three providers before purchasing coverage – this way you ensure you’re receiving the cheapest rate possible on coverage.
Washington drivers should also carefully consider how often and whether their lender requires full coverage policies when selecting their car loan. While coverage requirements may differ between lenders, Washington drivers should make this consideration before proceeding with any purchases.